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Debit and Credit 2

Resource Type
Dataset : Survey and aggregate data
  • SPIEGEL-Verlag, Hamburg
Publication Date
  • INFRATEST, Munich (Data Collector)
  • ZA:
    • Saving, Investment of Money
  • CESSDA Topic Classification:
    • Mass media
    • Income, property and investment/saving
    • Housing
  • Abstract

    Attitude to money and investment behavior. Topics: sources of information, level of information and need for information about forms of investment; person responsible for money questions in household; attitudes to money (scale); playing Lotto, Toto and other lotteries; criteria for an ideal financial investment; judgement on the current and future advantageousness of investment forms regarding their liquidity, yield or interest; savings habits; savings goals; reasons for saving; investment forms actually used; satisfaction with selected investment forms; intended forms of investment; adviser in investment; annual amount of investment; division of savings among building loan contracts, life insurance, stocks and shares and savings accounts; familiarity of investment companies or investment funds; familiarity of German financial instituts; personal bank and possession of accounts; possession of credit card; borrowing, purpose and bank providing credit; mortgage loan and construction financing; familiarity of selected German insurance companies; insurance policies concluded; provision for old age and comparison of expected retirement income with current income; intended use, level of insurance and conclusion date of life insurance; familiarity of Loan and Building Associations; motive and use for a building loan contract; intent to purchase a house; possession of real estate; preference for prefabricated house or conventional manner of construction; technical consultation received in purchase or construction of house; familiarity of manufacturers of prefabricated houses; assessment of the certainty of long-term provision of energy in the Federal Republic; expected increase or decrease in the significance of individual forms of energy in the future; strength of personality (scale); personal opinion leadership; position of leadership in a business; membership in a club, a citizen initiative, party, professional organization or trade union and offices accepted there; social mobility; type of mentality; consumer or saver; media usage; living with a partner or in a group sharing a residence. The following questions were also posed to home owners: year of construction of house; type of heating and form of energy used; description of the external equipment; living space and number of rooms; information on plumbing and assessment of the quality of construction; judgement on sound and heat insulation; satisfaction with heating, plumbing facilities and construction material; year purchased; additions and remodeling done; planned additions.
Temporal Coverage
  • 1984-05 / 1984-07
Geographic Coverage
  • Germany (DE)
    FRG incl. West Berlin
Sampled Universe
German citizens living in private households 14 years old and older
Sampling Procedure Comment: Multi-stage stratified random sample (ADM mastersample)
Collection Mode
  • Oral survey with standardized questionnaire
Data and File Information
  • Unit Type: Individual
    Number of Units: 4957
    Number of Variables: 1059
The first survey in this series took place in 1980. It is archived under ZA Study No. 1489. It contains a comparable program of questions.
A - Data and documents are released for academic research and teaching.
All metadata from GESIS DBK are available free of restriction under the Creative Commons CC0 1.0 Universal Public Domain Dedication. However, GESIS requests that you actively acknowledge and give attribution to all metadata sources, such as the data providers and any data aggregators, including GESIS. For further information see
Alternative Identifiers
  • ZA1792 (Type: ZA-No.)
  • SPIEGEL-Verlag (Hrsg.): Soll und Haben 2: Einstellung zum Geld. Bankverbindungen, Kredite, Spar- und Anlageformen, Versicherungen, Bausparvertr√§ge, Immobilien. Hamburg: Selbstverlag, 1985.

Update Metadata: 2020-10-19 | Issue Number: 85 | Registration Date: 2010-07-22

SPIEGEL-Verlag, Hamburg (1990): Soll und Haben 2. Version: 1.0.0. GESIS Datenarchiv. Dataset.