Bank Competition and Concentrations: The Impact of Credit Unions
- Emmons, William R. (Federal Reserve Bank of St. Louis)
- Schmid, Frank A. (Federal Reserve Bank of St. Louis)
- Version 1 (Subtitle)
AbstractOne aspect of the financial services industry is that for-profit institutions, such as commercial banks, compete directly with not-for-profit financial intermediaries, such as credit unions. In this article, the authors analyze the competition between banks and credit unions. Using annual county-level data on banking-market concentration and household participation rates at occupational credit unions for the period between 1989 and 1996, the authors find empirical evidence of two-way competitive interactions between banks and credit unions.
Table of Contents
- DS1: Dataset
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- 1224 (Type: ICPSR Study Number)
Emmons, William R., Schmid, Frank A.. Bank competition and concentrations: Do credit unions matter?. Federal Reserve Bank of St. Louis Review.82, (3), 29-42.2000.
Update Metadata: 2015-08-05 | Issue Number: 6 | Registration Date: 2015-06-15