My da|ra Login

Detailed view

metadata language: English

Survey of Consumer Finances, 1977

Resource Type
Dataset : survey data
  • University of Michigan. Survey Research Center. Economic Behavior Program
Other Title
  • Archival Version (Subtitle)
Collective Title
  • Survey of Consumer Finances Series
Publication Date
Funding Reference
  • Board of Governors of the Federal Reserve System
  • United States Department of the Treasury. Office of the Comptroller of the Currency
  • Federal Deposit Insurance Corporation
Free Keywords
consumer attitudes; consumer protection; credit; debt; personal finances
  • Abstract

    This study concentrates on family finances and has four principal lines of inquiry. The first section of the survey updates the Surveys of Consumer Finances conducted from 1946 through 1971. Questions in this section investigate credit usage by consumers, trends in consumer finance, and debt burden. A second group of questions examines consumers' awareness, attitudes, and comprehension of the federal consumer credit protection laws passed during the decade preceding the study. Among the laws investigated are the Truth-in-Lending Act, the Equal-Credit-Opportunity Act, the Fair-Credit-Billing Act and the Federal- Trade-Commission-Improvement Act. Third, the survey offers general information about credit, credit procedures, and attitudes towards credit and creditors. Among the concerns are the degree of satisfaction and dissatisfaction with the credit process, awareness of different aspects of credit and the credit process, and perceptions of differences among types of credit and creditors. The last section focuses on demographic information and includes data on family composition, life cycle stage, occupation, income, assets, age, race, marital status and residential stability.
  • Table of Contents


    • DS0: Study-Level Files
    • DS1: Survey of Consumer Finances, 1977
    • DS2: Variable Listing
Temporal Coverage
  • Time period: 1977
  • 1977-08 / 1977-09
    Collection date: 1977-08--1977-09
Geographic Coverage
  • United States
Sampled Universe
Households within the 48 coterminous United States exclusive of units on military installations.
The national probability sample representing the universe consists of 2,563 households.
Collection Mode
  • The codebook is provided by ICPSR as a Portable Document Format (PDF) file. The PDF file format was developed by Adobe Systems Incorporated and can be accessed using PDF reader software, such as Adobe Acrobat Reader. Information on how to obtain a copy of the Acrobat Reader is provided on the ICPSR Web site.

This version of the study is no longer available on the web. If you need to acquire this version of the data, you have to contact ICPSR User Support (
Alternative Identifiers
  • 9752 (Type: ICPSR Study Number)
  • Is previous version of
    DOI: 10.3886/ICPSR09752.v1
  • Burbidge, John B., Davies, James B.. Household data on saving behavior in Canada. International Comparisons of Household Saving.Chicago: University of Chicago Press. 1994.

Update Metadata: 2015-08-05 | Issue Number: 6 | Registration Date: 2015-06-15

University of Michigan. Survey Research Center. Economic Behavior Program (1992): Survey of Consumer Finances, 1977. Archival Version. Survey of Consumer Finances Series. Version: v0. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset.