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Survey of Consumer Finances, 1986

Resource Type
Dataset : survey data
  • Avery, Robert B.
  • Kennickell, Arthur B.
  • University of Michigan. Survey Research Center. Economic Behavior Program
  • Board of Governors of the Federal Reserve System
Other Title
  • Version 1 (Subtitle)
Collective Title
  • Survey of Consumer Finances Series
Publication Date
Funding Reference
  • United States Department of Health and Human Services
  • United States Department of the Treasury. Office of Tax Analysis
  • Federal Trade Commission
  • United States Department of Labor
  • United States Department of the Treasury. Office of the Comptroller of the Currency
  • Federal Deposit Insurance Corporation
  • Board of Governors of the Federal Reserve System
Free Keywords
consumer attitudes; consumer expenditures; economic behavior; financial assets; financial balances; health care costs; savings
  • Abstract

    This is the second in a series of triennial Surveys of Consumer Finances begun in 1983. Surveys of Consumer Finances were conducted annually from 1946 through 1971 and again in 1977. The 1986 survey was designed primarily to update essential information such as household balance sheet and employment data for family units in the sample. Limited information was solicited on the disposition of assets, purchase and sale of homes, and major expenditures for health, durables, charity, and education. Data were also collected to compute savings for the sample households over the period 1983-1986. In addition, the 1986 survey added new lines of inquiry to explore the broad role of the family in economic behavior. Substantial new information was collected on gifts made or received by the household. Data were also gathered on the sharing of living quarters over the previous three years. Information on income and on marital and employment history for those three years was recorded as well.
  • Table of Contents


    • DS0: Study-Level Files
    • DS1: Raw Data
    • DS2: Recoded Data
    • DS3: SAS Input Statements for Raw Data
    • DS4: SAS Input Statements for Recoded Data
Temporal Coverage
  • 1985 / 1986
    Time period: 1985--1986
  • 1986-06 / 1986-09
    Collection date: 1986-06--1986-09
Geographic Coverage
  • United States
Sampled Universe
National cross-section of dwelling units (exclusive of institutional quarters) representing the total population of the 48 contiguous United States.
The total survey sample of 4,103 households was drawn from the completed interviews of the SURVEY OF CONSUMER FINANCES, 1983 (ICPSR 9751). The sample included a supplemental sample of high-income households drawn from 1980 Federal Income Tax returns created by the Statistics of Income Division of the Internal Revenue Service. When couples from the 1983 survey divorced or separated, the survey followed both parties. However, other members who left the household, such as young adults, were not followed. A net total of 2,822 reinterviews were completed. The same questionnaire was used for both subsets of respondents.
Collection Mode
  • Data for this collection exist in two versions: raw data prepared by the University of Michigan's Survey Research Center, and recoded data prepared by the Federal Reserve Board. The latter file was produced by the Federal Reserve Board using a series of consistency checks and imputation procedures to edit the raw data and estimate values for missing data. Additional weights were constructed and included in the recoded data file. New variables were also constructed directly from original variables and, in addition, were created by matching information from other sources such as the United States Census. Users should be aware that some values given in the documentation do not coincide with those derived from the data. Those known to ICPSR are contained in the Federal Reserve Board recoded data section entitled "Calculated Relative Real Wage Growth Variables" (C1822 to C1830 and C1922 to C1930). The Federal Reserve Board affirms that the data values are correct but that no additional documentation is available. The first four variables in the recoded data are undocumented ID variables. The SAS and SPSS Control Cards provided with this collection are incomplete. Only SAS Input Statements and SPSS Data Lists are supplied.

2006-01-18 File CB9753.ALL.PDF was removed from any previous datasets and flagged as a study-level file, so that it will accompany all downloads. Funding insitution(s): United States Department of Health and Human Services. United States Department of the Treasury. Office of Tax Analysis. Federal Trade Commission. United States Department of Labor. United States Department of the Treasury. Office of the Comptroller of the Currency. Federal Deposit Insurance Corporation. Board of Governors of the Federal Reserve System.
This study is freely available to ICPSR member institutions via web download.
Alternative Identifiers
  • 9753 (Type: ICPSR Study Number)
  • Gustman, Alan L., Steinmeier, Thomas L.. Employer-provided health insurance and retirement behavior. Industrial and Labor Relations Review.48, (1), 124 -1994.
    • ID: (URL)
  • Bosworth, Barry, Burtless, Gary, Sabelhaus, John. The Decline in Saving: Some Microeconomic Evidence. Brookings Papers on Economic Activity.1, 183-241.1991.
    • ID: (URL)
  • Avery, Robert B., Kennickell, Arthur B.. 1986 Survey of Consumer Finances: Technical Manual and Codebook. Ann Arbor: University of Michigan, Survey Research Center. 1988.
  • Avery, Robert B., Elliehausen, Gregory E., Kennickell, Arthur B.. Changes in consumer installment debt: Evidence from the 1983 and 1986 Surveys of Consumer Finances. Federal Reserve Bulletin.73, 761-778.1987.

Update Metadata: 2015-08-05 | Issue Number: 6 | Registration Date: 2015-06-15

Avery, Robert B.; Kennickell, Arthur B.; University of Michigan. Survey Research Center. Economic Behavior Program; Board of Governors of the Federal Reserve System (1993): Survey of Consumer Finances, 1986. Version 1. Survey of Consumer Finances Series. Version: v1. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset.