Flash Eurobarometer 174 (Small and Medium-sized Enterprises Access to Finance)

Resource Type
Dataset : Survey and aggregate data
  • Europäische Kommission
Publication Date
  • Papacostas, Antonis (European Commision, Brussels DG Communication, Public Opinion Analysis Sector) (Researcher)
  • DIMARSO, Brussels, Belgium (Data Collector)
  • GALLUP, Copenhagen, Denmark (Data Collector)
  • EMNID, Bielefeld, Germany (Data Collector)
  • ICAP, Athens, Greece (Data Collector)
  • DEMOSCOPIA, Madrid, Spain (Data Collector)
  • SOFRES, Montrouge, France (Data Collector)
  • IRISH MARKETING SURVEYS, Dublin, Ireland (Data Collector)
  • DOXA, Milan, Italy (Data Collector)
  • ILRES, Luxemburg, Luxemburg (Data Collector)
  • NIPO, Amsterdam, Netherlands (Data Collector)
  • EUROTESTE, Lisbon, Portugal (Data Collector)
  • ÖSTERREICHISCHES GALLUP, Vienna, Austria (Data Collector)
  • SUOMEN GALLUP, Espoo, Finland (Data Collector)
  • SVENSKA GALLUP, Stockholm, Sweden (Data Collector)
  • ICM, London, United Kingdom (Data Collector)
  • EOS Gallup Europe/TNS Sofres, Brussels (Fieldwork co-ordination) (Data Collector)
  • ZA:
    • International Institutions, Relations, Conditions
  • CESSDA Topic Classification:
    • Trade, industry and markets
  • Abstract

    Access to finance of small and medium enterprises. Topics: development of the following indicators in the last six months: turnover, profit, profit margin, level of debt, cash flow, investment, level of exports, research and development, market share; existence of a development plan for the next three years; most important element to ensure the company’s development: better qualified people on the market, social and fiscal regulations more suited to the sector of activity, greater production capacity, easy access to means of financing, stricter regulation regarding competition from outside the EU, advice and support service for the development of the company; use of selected types of financing in the past: overdraft, leasing or renting, discount or factoring, increase in capital dedicated to venture capital funds or to private individuals, loans shorter or longer than a 3-year term, public subsidies; approximate amount of last loan; recent request for a loan less than 25000 €; needs to be met by this loan; assessment of the difficulties to obtain a loan less than 25000 € compared to other forms of company’s financing; most important elements to resort a loan less than 25000 €: lower interest rates, simpler procedures for granting loans, less demanding on guarantee requirements, shorter delays for granting loans; assessment of the current financing of the company as sufficient; institutions contacted to obtain financing: banks, public institutions, private financing companies, leasing or renting companies, venture capital companies, private investors; expectations regarding the increase of the company’s capital within the next years; measures to increase the company’s capital: opening-up capital to private individual investors or to venture capital companies, management buy-out, going on the stock exchange, opening-up capital to the company’s employees; assessment of the access to bank loans as easy; assessment of the development of the impediments to access bank loans compared to a few years ago; reasons that impede obtaining a bank loan compared to a few years ago: interest rates are too high, banks request too much information, loan granting procedures are too long, administrative side of the loan application is very demanding; approval of the following statements: loan is needed to conclude projects, unsuitable offers from banks, risk-averseness of banks, banker understands specifics of the company’s sector, banker sufficiently supports the company in terms of its financing; assessment how the company’s needs regarding financial management are met internally; preferred sources of information on financing. Demography: information about the company: number of employees, development of the number of employees since 2004; company size; main activity of the company; year of company establishment; shareholding of the company; turnover of the company in the own country in the last fiscal year. Additionally coded was: country; respondent ID; language of the interview; weighting factor.
Temporal Coverage
  • 2005-09-05 / 2005-09-19
  • 2005-09-07 / 2005-09-15
  • 2005-09-08 / 2005-09-19
  • 2005-09-06 / 2005-09-16
  • 2005-09-07 / 2005-09-15
  • 2005-09-06 / 2005-09-16
  • 2005-09-07 / 2005-09-14
  • 2005-09-05 / 2005-09-13
  • 2005-09-06 / 2005-09-13
  • 2005-09-07 / 2005-09-15
  • 2005-09-09 / 2005-09-19
  • 2005-09-06 / 2005-09-15
  • 2005-09-07 / 2005-09-16
  • 2005-09-08 / 2005-09-16
  • 2005-09-05 / 2005-09-16
  • 2005-09-05 / 2005-09-19
    United Kingdom
Geographic Coverage
  • Belgium (BE)
  • Denmark (DK)
  • Germany (DE)
  • France (FR)
  • Greece (GR)
  • Ireland (IE)
  • Italy (IT)
  • Luxembourg (LU)
  • Netherlands (NL)
  • Austria (AT)
  • Portugal (PT)
  • Sweden (SE)
  • Spain (ES)
  • United Kingdom (GB)
  • Finland (FI)
Sampled Universe
Companies employing 1 to 249 employees in all sectors (except agriculture and public administration) in the 15 old member states of the European Union
Collection Mode
  • Telephone interview
Data and File Information
  • Unit Type: Organization
    Number of Units: 3047
    Number of Variables: 84
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Alternative Identifiers
  • ZA4423 (Type: ZA-No.)
  • Internationale Umfrageprogramme (Type: FDZ)
  • European Commission; TNS Sofres/EOS Gallup Europe: SME Access to Finance. Brussels: European Commission October 2005 http://ec.europa.eu/public_opinion/flash/fl174_en.pdf

Update Metadata: 2021-04-07 | Issue Number: 94 | Registration Date: 2010-07-22