OECD/INFE Survey of Adult Financial Literacy Competencies in Germany 2010/16

Resource Type
  • Deutsche Bundesbank
Publication Date
Free Keywords
Financial literacy, knowledge of financial concepts, numeracy skills, financial behaviour, financial attitudes, financial inclusion, product awareness, product holding, socio demographics, International Network on Financial Education
  • Abstract

    The survey collects relevant information about respondents’ financial literacy, financial inclusion and socio-demographics. Of particular interest are the financial knowledge, financial behaviour and financial attitudes as well as awareness and holding of financial products of adults in Germany. The questionnaire consists of 40 questions and covers e.g. topics such as keeping track of finances, making-ends-meet and longer-term financial planning. Furthermore, numeracy skills within a financial context and basic knowledge of financial concepts (e.g. time-value of money, compound interest or diversification) are tested. The survey is coordinated by the OECD International Network on Financial Education (INFE) and was developed to provide internationally comparable data on financial literacy and financial inclusion. The first two waves were carried out in 2010 and 2016 by the Deutsche Bundesbank in cooperation with the market research institute GfK. In total, 1000 telephone interviews were conducted via random digit dialling in each wave. The anonymized micro data for both waves are available as Scientific Use Files.

Temporal Coverage
  • 2010/2016
Geographic Coverage
  • Germany
Sampled Universe

Adults aged between 18 and 79


Random digit dialling, stratified by region

Time Dimension
  • Cross-section
Collection Mode
  • Telephone interview: CATI
  • Continues
    DOI: 10.12757/Bbk.FL.2010.01.01
  • Has part
    DOI: 10.12757/Bbk.FL.2010.01.01
  • Has part
    DOI: 10.12757/Bbk.FL.2016.01.01
  • OECD (2017), "G20/OECD INFE report on adult financial literacy in G20 countries".

  • Atkinson, A. and Messy, F-A. (2012), “Measuring Financial Literacy: Results of the OECD INFE Pilot Study”, OECD Working Papers on Finance, Insurance and Private Pensions, No. 15, OECD Publishing.

Update Metadata: 2020-08-12 | Issue Number: 22 | Registration Date: 2018-01-26