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Replication data for: Unhealthy Insurance Markets: Search Frictions and the Cost and Quality of Health Insurance

Version
1
Resource Type
Dataset
Creator
  • Cebul, Randall D.
  • Rebitzer, James B.
  • Taylor, Lowell J.
  • Votruba, Mark E.
Publication Date
2011-08-01
Description
  • Abstract

    We analyze the effect of search frictions in the market for commercial health insurance. Frictions increase insurance premiums (enough to transfer 13.2 percent of consumer surplus from fully insured employer groups to insurers—approximately $34.4 billion in 1997); and increase insurance turnover (by 64 percent for the average policy). This rent transfer harms consumers and—when combined with heightened turnover—reduces incentives to invest in future health. We also find that a publicly financed insurance option can improve the efficiency of private insurance markets by reducing search friction induced distortions in pricing and marketing efforts. (JEL D83 G22, I18)
Availability
Download
Relations
  • Is supplement to
    DOI: 10.1257/aer.101.5.1842 (Text)
Publications
  • Cebul, Randall D, James B Rebitzer, Lowell J Taylor, and Mark E Votruba. “Unhealthy Insurance Markets: Search Frictions and the Cost and Quality of Health Insurance.” American Economic Review 101, no. 5 (August 2011): 1842–71. https://doi.org/10.1257/aer.101.5.1842.
    • ID: 10.1257/aer.101.5.1842 (DOI)

Update Metadata: 2020-05-18 | Issue Number: 2 | Registration Date: 2019-10-11

Cebul, Randall D.; Rebitzer, James B.; Taylor, Lowell J.; Votruba, Mark E. (2011): Replication data for: Unhealthy Insurance Markets: Search Frictions and the Cost and Quality of Health Insurance. Version: 1. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset. https://doi.org/10.3886/E112448V1