My da|ra Login

Detailed view

metadata language: English

Replication data for: Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India

Version
V0
Resource Type
Dataset
Creator
  • Bauer, Michal
  • Chytilová, Julie
  • Morduch, Jonathan
Publication Date
2012-04-01
Description
  • Abstract

    We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit, a financial tool designed to reduce poverty and fix credit market imperfections. The evidence suggests that microcredit contracts may do more than reduce moral hazard and adverse selection by imposing new forms of discipline on borrowers. We find that, conditional on borrowing from any source, women with present-biased preferences are more likely than others to borrow through microcredit institutions. Another particular contribution of microcredit may thus be to provide helpful structure for borrowers seeking self-discipline. (JEL G21, I38, O15, O16, O18)
Availability
Download
Relations
  • Is supplement to
    DOI: 10.1257/aer.102.2.1118 (Text)
Publications
  • Bauer, Michal, Julie Chytilová, and Jonathan Morduch. “Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India.” American Economic Review 102, no. 2 (April 2012): 1118–39. https://doi.org/10.1257/aer.102.2.1118.
    • ID: 10.1257/aer.102.2.1118 (DOI)

Update Metadata: 2020-05-18 | Issue Number: 2 | Registration Date: 2019-10-11

Bauer, Michal; Chytilová, Julie; Morduch, Jonathan (2012): Replication data for: Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India. Version: V0. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset. https://doi.org/10.3886/E112508