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Replication data for: Legal Reform and Loan Repayment: The Microeconomic Impact of Debt Recovery Tribunals in India

Version
V0
Resource Type
Dataset
Creator
  • Visaria, Sujata
Publication Date
2009-07-01
Description
  • Abstract

    In 1993, the Indian government introduced debt recovery tribunals to speed up the resolution of debt recovery claims larger than a threshold. This paper exploits the staggered introduction of tribunals across states and the link between overdues and claim size to implement a differences-in-differences strategy on project loan data. It finds that the tribunals reduced delinquency for the average loan by 28 percent. They also lowered the interest rates charged on larger loans, holding constant borrower quality. This suggests that the speedier processing of debt recovery suits can lower the cost of credit. (JEL G21, K41, O16, O17)
Availability
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Relations
  • Is supplement to
    DOI: 10.1257/app.1.3.59 (Text)
Publications
  • Visaria, Sujata. “Legal Reform and Loan Repayment: The Microeconomic Impact of Debt Recovery Tribunals in India.” American Economic Journal: Applied Economics 1, no. 3 (June 2009): 59–81. https://doi.org/10.1257/app.1.3.59.
    • ID: 10.1257/app.1.3.59 (DOI)

Update Metadata: 2020-05-18 | Issue Number: 2 | Registration Date: 2019-10-12

Visaria, Sujata (2009): Replication data for: Legal Reform and Loan Repayment: The Microeconomic Impact of Debt Recovery Tribunals in India. Version: V0. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset. https://doi.org/10.3886/E113567