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Replication data for: Digital Financial Services Go a Long Way: Transaction Costs and Financial Inclusion

Version
1
Resource Type
Dataset
Creator
  • Bachas, Pierre
  • Gertler, Paul
  • Higgins, Sean
  • Seira, Enrique
Publication Date
2018-05-01
Description
  • Abstract

    Debit cards reduce the travel distance to access bank accounts and can increase financial inclusion. We show that in Mexico, cash transfer beneficiaries who already received their transfers in bank accounts and subsequently received debit cards reduce their median distance to access the account from 4.8 to 1.3 kilometers and report being less likely to forgo important activities (childcare, work) to withdraw their transfer. Using account level data, we find a strong negative correlation between the reduction in travel distance and financial activity: beneficiaries facing the largest reductions in distance increase both their number of withdrawals and their savings balances.
Availability
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Relations
  • Is supplement to
    DOI: 10.1257/pandp.20181013 (Text)
Publications
  • Bachas, Pierre, Paul Gertler, Sean Higgins, and Enrique Seira. “Digital Financial Services Go a Long Way: Transaction Costs and Financial Inclusion.” American Economic Association Papers and Proceedings 108 (2018): 444–48. https://doi.org/10.1257/pandp.20181013.
    • ID: 10.1257/pandp.20181013 (DOI)

Update Metadata: 2020-05-18 | Issue Number: 2 | Registration Date: 2019-10-13

Bachas, Pierre; Gertler, Paul; Higgins, Sean; Seira, Enrique (2018): Replication data for: Digital Financial Services Go a Long Way: Transaction Costs and Financial Inclusion. Version: 1. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset. https://doi.org/10.3886/E114434V1