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Replication data for: Bankruptcy as Implicit Health Insurance

Version
V0
Resource Type
Dataset
Creator
  • Mahoney, Neale
Publication Date
2014-12-28
Description
  • Abstract

    This paper examines the implicit health insurance that households receive from the ability to declare bankruptcy. Exploiting multiple sources of variation in asset exemption law, I show that uninsured households with a greater financial cost of bankruptcy make higher out-of-pocket medical payments, conditional on the amount of care received. In turn, I find that households with greater wealth at risk are more likely to hold health insurance. The implicit insurance from bankruptcy distorts the insurance coverage decision. Using a microsimulation model, I calculate that the optimal Pigovian penalties are three-quarters as large as the average penalties under the Affordable Care Act. (JEL D14, H51, I13, K35)
Availability
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Relations
  • Is supplement to
    DOI: 10.1257/aer.20131408 (Text)
Publications
  • Mahoney, Neale. “Bankruptcy as Implicit Health Insurance.” American Economic Review 105, no. 2 (February 2015): 710–46. https://doi.org/10.1257/aer.20131408.
    • ID: 10.1257/aer.20131408 (DOI)

Update Metadata: 2020-02-06 | Issue Number: 2 | Registration Date: 2019-12-06

Mahoney, Neale (2014): Replication data for: Bankruptcy as Implicit Health Insurance. Version: V0. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset. https://doi.org/10.3886/E116151