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Replication data for: Banking the Unbanked? Evidence from Three Countries

Resource Type
  • Dupas, Pascaline
  • Karlan, Dean
  • Robinson, Jonathan
  • Ubfal, Diego
Publication Date
  • Abstract

    We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17, 10, and 3 percent of treatment individuals made five or more deposits, respectively. Average monthly deposits in treatment accounts were sizable among users, corresponding to the seventy-ninth, ninety-first, and ninety-sixth percentiles of baseline savings. Survey data show no discernible intention-to-treat effects on savings or any downstream outcomes, though we cannot reject large effect sizes for active users. Results suggest that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably on average.
  • Is supplement to
    DOI: 10.1257/app.20160597 (Text)
  • Dupas, Pascaline, Dean Karlan, Jonathan Robinson, and Diego Ubfal. “Banking the Unbanked? Evidence from Three Countries.” American Economic Journal: Applied Economics 10, no. 2 (April 2018): 257–97.
    • ID: 10.1257/app.20160597 (DOI)

Update Metadata: 2020-05-18 | Issue Number: 2 | Registration Date: 2019-12-07

Dupas, Pascaline; Karlan, Dean; Robinson, Jonathan; Ubfal, Diego (2018): Replication data for: Banking the Unbanked? Evidence from Three Countries. Version: V0. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset.