My da|ra Login

Detailed view

metadata language: English

Replication data for: Present-Biased Preferences and Credit Card Borrowing

Version
1
Resource Type
Dataset
Creator
  • Meier, Stephan
  • Sprenger, Charles
Publication Date
2010-01-01
Description
  • Abstract

    Some individuals borrow extensively on their credit cards. This paper tests whether present-biased time preferences correlate with credit card borrowing. In a field study, we elicit individual time preferences with incentivized choice experiments, and match resulting time preference measures to individual credit reports and annual tax returns. The results indicate that present-biased individuals are more likely to have credit card debt, and to have significantly higher amounts of credit card debt, controlling for disposable income, other socio-demographics, and credit constraints. (JEL D12, D14, D91)
Availability
Download
Relations
  • Is supplement to
    DOI: 10.1257/app.2.1.193 (Text)
Publications
  • Meier, Stephan, and Charles Sprenger. “Present-Biased Preferences and Credit Card Borrowing.” American Economic Journal: Applied Economics 2, no. 1 (January 2010): 193–210. https://doi.org/10.1257/app.2.1.193.
    • ID: 10.1257/app.2.1.193 (DOI)

Update Metadata: 2020-05-18 | Issue Number: 2 | Registration Date: 2019-12-07

Meier, Stephan; Sprenger, Charles (2010): Replication data for: Present-Biased Preferences and Credit Card Borrowing. Version: 1. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset. https://doi.org/10.3886/E116371V1