Replication data for: The Distributive Impacts of Financial Development: Evidence from Mortgage Markets during US Bank Branch Deregulation
- Tewari, Ishani
AbstractWell-functioning credit markets play a key role in boosting overall economic growth, but their impact on distributional outcomes is much less clear. I use a quasi-experimental setting provided by branch banking deregulation, an important episode of US financial development, to study the distributive impacts of finance. Following removal of geographic restrictions on banks in the 1980s and early 1990s, mortgage access increased for lower-middle income groups, young, and also black households. These effects were driven by commercial banks, the only financial institutions subject to the policy. Banks' new screening technologies may have been responsible for this expansion of credit.
Is supplement to
DOI: 10.1257/app.6.4.175 (Text)
Tewari, Ishani. “The Distributive Impacts of Financial Development: Evidence from Mortgage Markets during US Bank Branch Deregulation.” American Economic Journal: Applied Economics 6, no. 4 (October 2014): 175–96. https://doi.org/10.1257/app.6.4.175.
- ID: 10.1257/app.6.4.175 (DOI)
Update Metadata: 2020-05-18 | Issue Number: 2 | Registration Date: 2019-12-07