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Data and Code for "Migration, Money Transfers, and Mobile Money: Evidence from Niger"

Resource Type
Dataset : survey data
  • Aker, Jenny C. (Tufts University)
  • Prina, Silvia (Northeastern University)
  • Welch, C. Jamilah (Tufts University)
Publication Date
  • Abstract

    Digital financial services, and mobile money (m-money) in particular, have generated considerable enthusiasm and hope for a reduction in remittance fees for the rural poor.[1] This is especially the case in sub-Saharan Africa, where remittances account for 2.5% of the region’s gross domestic product (World Bank 2018). Yet despite substantial volumes of remittances, transfer costs are among the highest in the world (World Bank 2018), thereby reducing the income available for migrants and recipient households.

    M-money adoption in sub-Saharan Africa, however, remains low and limited to specific countries (CGAP 2016, UNCDF 2017), despite mobile ownership over 67% (Findex 2017). In Niger, our country of study, m-money adoption in 2017 was estimated at 9% (Findex 2017).

    We use data on the supply of and demand for money transfer services to better understand the low m-money adoption in Niger. Overall, we find that demand for sending and receiving remittances is substantial. Nevertheless, fewer than 3% of households use m-money, despite relatively high rates of mobile phone ownership and the comparable costs of other transfer services. While rural households are willing to pay the cost of sending a transfer via m-money, there is significant heterogeneity by region, primarily correlated with access to agents. This suggests that one of the primary barriers to m-money adoption could be the agent network.
Temporal Coverage
  • 2017-05-01 / 2017-09-01
    Time Period: Mon May 01 00:00:00 EDT 2017--Fri Sep 01 00:00:00 EDT 2017
Geographic Coverage
  • Niger
This study is freely available to the general public via web download.
  • Has version
    DOI: 10.3886/E120708V1
  • Aker, Jenny C., Silvia Prina, and C. Jamilah Welch. “Migration, Money Transfers, and Mobile Money: Evidence from Niger.” AEA Papers and Proceedings 110 (May 1, 2020): 589–93.
    • ID: 10.1257/pandp.20201085 (DOI)

Update Metadata: 2020-09-09 | Issue Number: 1 | Registration Date: 2020-09-09

Aker, Jenny C.; Prina, Silvia; Welch, C. Jamilah (2020): Data and Code for "Migration, Money Transfers, and Mobile Money: Evidence from Niger". Version: V0. ICPSR - Interuniversity Consortium for Political and Social Research. Dataset.