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Interest Sensitivity

Resource Type
Dataset : Survey and aggregate data
  • Seminar für Finanzwissenschaft, Universität zu Köln
Publication Date
  • Forschungsstelle fuer empirische Sozialoekonomik, Koeln (Data Collector)
  • ZA:
    • Saving, Investment of Money
  • CESSDA Topic Classification:
    • Income, property and investment/saving
  • Abstract

    Facts and psychological factors that determine dealing with money as well as interest sensitivity of individuals. Topics: Trust in monetary value; consumer habits; purchase decisions; purchase plans; cost of living and savings opportunities; thriftiness; maintaining cash and liquidity reserves; possession of bank account; savings goals; determination of investment terms for savings and checking accounts intended by the individuals; extent to which informed about as well as attitudes to possession of stocks and shares, saving with a building and loan association, saving with government premiums in addition to interest, life insurance and savings account; possession of jewelry as assets investment; expected income development; residential furnishings and possession of a vehicle; price consciousness in purchase of gasoline; index of interest sensivity; scale on psychological characterization of respondent; part of the scale items was presented to the respondent in a parallel version. Demography: age; marital status; school education; vocational training; occupation; professional position; income; size of household; composition of household; regional origins; possession of durable economic goods; possession of assets.
Temporal Coverage
  • 1965-06
Geographic Coverage
  • Cologne (DE-NW-CGN)
Sampled Universe
Non-self-employed. Age: 30-50.
Sampling Procedure Comment: Random sample from the telephone directory
Collection Mode
  • Mail and oral survey with standardized questionnaire
Data and File Information
  • Unit Type: Individual
    Number of Units: 505
    Number of Variables: 91
In the 1st of the panel survey 505 persons were interviewed in writing; in a 2nd wave a sample of 186 persons was subsequently interviewed orally. In the written survey a two-fold split questionnaire was used. For technical data processing reasons the data set has been divided into several archive numbers and comprises ZA Study Nos. 0140 and 0141.
A - Data and documents are released for academic research and teaching.
All metadata from GESIS DBK are available free of restriction under the Creative Commons CC0 1.0 Universal Public Domain Dedication. However, GESIS requests that you actively acknowledge and give attribution to all metadata sources, such as the data providers and any data aggregators, including GESIS. For further information see
Alternative Identifiers
  • ZA0140 (Type: ZA-No.)
  • Is new version of
    DOI: 10.4232/1.0140

Update Metadata: 2020-10-20 | Issue Number: 20 | Registration Date: 2013-06-20

Seminar für Finanzwissenschaft, Universität zu Köln (2013): Zinsempfindlichkeit. Version: 2.0.0. GESIS Datenarchiv. Dataset.